Apa yang dicari para investor dalam pendiri startup?

Ini adalah thread quorayang saya jawab beberapa waktu lalu. Platform Quora ini cukup menyenangkan dan saya aktif disana. Cek kesini untuk melihat semua jawaban yang saya tulis.


Skena dari film The Founder dimana Michael Keaton memerankan Ray Kroc

Di satu konferensi, saya berkesempatan mengobrol dengan Pak Jefrey Joe dari Alpha JWC Venture. Seorang venture kapitalis yang portfolionya bisa dilihat dilink dibawah

Portfolio | Alpha JWC Ventures

Pertanyaan saya senada dengan ini :

“ Bagaimana menilai probabilitas kesuksesan seorang founder, terutama jika startupnya masih early sekali “

Continue reading “Apa yang dicari para investor dalam pendiri startup?”

Mengapa saat ini di Indonesia, startup fintech lebih banyak dibanding startup lain

Ini sebenarnya adalah thread Quora yang saya jawab beberapa waktu lalu Karena responsnya cukup bagus, saya menambahkan beberapa materi dan memposting ulang disini.

Platform Quora ini cukup menyenangkan dan saya aktif disana. Cek kesini 
untuk melihat semua jawaban yang saya tulis.

Image result for fintech indonesia
Lanskap fintech di Indonesia. Gambar dari Convergence Ventures
Continue reading “Mengapa saat ini di Indonesia, startup fintech lebih banyak dibanding startup lain”

Three Great Business Books To Start Your 2019

I cant believe how fast 2018 have been going for me. I went lot of new challenges, good thing most of them turn out quite well. In 2018, I’ve ventured into new areas at work, managed bigger team and took terrifying steps into the big financial commitment (i bought a house on mortgage). Been hell-a-lot of personal developments which was exciting and scary at the same time.

Three good books i recommend to read

Speaking of personal developments, ill share top three great books that I’ve read last year with interesting points from each. These books helped me find perspective and calmed me down during roller coaster ride. I hope this list give you ideas on what to read to start your 2019 right.

Lets go!

Continue reading “Three Great Business Books To Start Your 2019”

Good Albums 2018 (so far)

Seperti dijabarkan di artikel business insider dan nytimes ini , mayoritas penikmat musik berhenti mencari hal baru untuk didengarkan di usia 30. Well, di tahun ini, usia saya tembus kepala tiga dan saya bisa mengerti sekali ketika teman teman seangkatan playlist spotifynya adalah album Appetite for Destruction atau Hybrid Theory yang diulang-ulang. Di tahun ini, secara karir (Alhamduillah) saya juga mengemban sebuah tanggung jawab baru yang membuat saya sibuk lebih dari sebelumnya (seriusan, mendengarkan musik di jam kerja pun susah).

Good Album 2018 So Far.jpg

Beruntungnya, masih ada sebuah kenikmatan kecil yang saya rasakan ketika menemukan band atau album baru yang lagu lagunya enak untuk didengar. Ketika ada waktu senggang di antara meeting, tab New Release dan Discover di Spotify adalah pilihan untuk rehat sejenak. Menemukan musik musik baru adalah hal yang menyenangkan sekaligus mungkin sebuah usaha perlawanan untuk menjadi tua dan membosankan.

Dan untuk membagikan perasaan itu, berikut album rilis 2018 yang menurut saya nikmat sekali untuk didengar. Mayoritas album di list ini bergenre hip-hop dan metal.

Semua lagu yang saya sebutkan di artikel ini bisa didengarkan di spotify playlist berikut

Continue reading “Good Albums 2018 (so far)”

Vlog KomunIKASI

Jumat minggu kemarin, saya bertemu dan ngobrol dengan salah satu junior di kampus Sistem Informasi ITS dulu : Diaz Permana. Pertemuan ini sebenarnya random sekali diawali dengan saling mereply di grup Ikatan Alumni Sistem Informasi dan kemudian Diaz mengajak untuk ketemuan offline. Kebetulan, seminggu kemarin saya sedang di Surabaya untuk keperluan ekspansi Amartha. Kebetulan kedua, saya juga penasaran dengan Ternaknesia, startup agritech tempat Diaz bekerja sekarang. Maka ngopilah kita berdua di sebuah cafe di Manyar.

Yang menarik, Diaz mengajak untuk merekam pembicaraan dalam sebuah vlog. Diaz sedang membuat vlog tentang Ikatan Alumni Sistem Informasi. Dia ingin membuat konten untuk memudahkan mahasiswa SI berpikir dan merencanakan karir setelah kuliah nanti.

Ini adalah kali pertama saya merekam vlog, kegiatan yang sangat milenial, dan saya khawatir diskusi menjadi canggung. Namun Diaz berhasil membawakan sesi tanya jawab ini dengan luwes sehingga obrolan kita berdua tidak berbeda dengan diskusi  seperti biasa tanpa kamera. Wajar sih, Diaz semenjak kuliah sudah berpengalaman menjadi host dan moderator.

Simak obrolan kami berdua seputar alumni Sistem Informasi ITS, hal yang dilakukan pada saat kuliah dan hal hal lain di youtube link dibawah.

Berhubung diskusi ini terjadi secara spontan, ada beberapa tambahan informasi yang saya gatal ingin tulis disini. Tonton dulu videonya, lalu sila menyimak beberapa poin tambahan jawaban atas pertanyaan-pertanyaan seru yang di lontarkan Diaz di vlog. Continue reading “Vlog KomunIKASI”

Three Challenges Startup Faced in Serving Indonesia’s Unbanked Population

In Indonesia, access to basic financial service such as saving and lending is a priviledge. The country with more than 250 million people has only less than 40 million recorded bank account according to World Bank. The country stands at the top of  Asia Pacific in terms of unbanked population with three quarter of total population are still outside of conventional financial system.

At glance, these statistics looks bleak. But for entrepreneurs and startups, it means massive opportunity fintech. Indonesia is currently a fintech hotbed with more than 150 startups and record-high investment of USD 57 million in 42 deals by last year alone. Half of that deals went to lending and payment startups.

andy-al-mesura-204460-unsplash
Picture of shallot sellers in Jogja, one of the many millions unbanked population in Indonesia. Photo by Andy Al Mesura on Unsplash

I work as a product and business development guy in a peer-to-peer lending startup. Our startup focus is to provide microlending to millions of unbanked and underbanked women entrepreneurs in Indonesia. In this post, i will share three challenges that i have to deal on a daily basis. The challenges will slightly skewed to lending business model but i try to make it relevant for other fintech as well.

Lets start!. Continue reading “Three Challenges Startup Faced in Serving Indonesia’s Unbanked Population”

Guest Lecturing in Information System ITS

Ive spent the whole last week working in Surabaya. The project that im working on is on expansion mode, hence i went around several areas in East Java to monitor and support that implementation. I had spare time on Friday afternoon, so i linked up with my senior in college, mas Nisfu, which is currently department head of my almamater. After few chit chat, he invited me to guest lecture in Leadership  and Communication Class. Offered such a great honor and opportunities, i didnt wait a second to say yes.

To keep my topic relevant to the class, i decided to talk about how students can better prepare themselves for job hunting. I wrote about this couple years ago here hence i just need to make slides out of it with updated content and context.

In summary, i talked about how the rising of digital ecosystem in Indonesia made these current and upcoming years the best time to be IT students. However, there are also thousands of IT graduates which will be competing for a job hence by graduation, they need to be already “job-ready”. Then i described the concept about “job-ready” (inspired by Joel Spolsky post ) and several things students can do in college to setup themselves to be job-ready.

IMG_20180323_155319 (1)

The class was amazing. It was probably the most enjoyable teaching experience i had since god know when (i teach class occasionally, so its a hyperbole). All of the student are still in their 2nd semester (2017 class). I was little bit pessimistic at first because material about jobseeking preparation probably wont be exciting for freshman students. However, i was blown away by the enthusiasm and quality of questions they asked.

These are some of the questions they came up with :

  • What is the difference between working in established companies and startups ?
  • Is this rising digital trend going to last ? what happen with job prospects when the trend fades ?
  • If i want to work for Tesla, what should i prepare right now ?

This is pretty amazing coming from second year students. Couple of times i was taken a back and need couple of seconds to digest and think for the answer. These ITS Information System millenials really exhilarates me, cant wait to meet them again someday.

Also, since i went to Surabaya on a company’s dime i also did not forget to slip in some messages from my corporate startup overlord.

Hiring_Intern.jpg
were looking for cool interns!

Were looking for students from any background who wants to experience working in fintech startup and contributing to a positive social impact. Interested ? send your cv to that email address or you can just contact me by commenting in this blog. 

In the end, teaching is really fun, i should do more of these. . Thank you mas Nisfu for the opportunity to teach. Thank you Information System class of 2017 for the enthusiasm and energy, you guys rock!.

My presentation for this class is available for download here.